Peter is a Finance Lecturer at Macquarie University. With over thirty-five years in senior management roles in the international investment industry it became apparent to him that there was a problem with financial literacy in Australia. This was best illustrated by the huge increase in credit card and personal debt within the community. About eight years ago he started putting into practise a desire to improve the situation. As a consultant, he now helps clients to better manage their money, overcome their debt burden and assist them to avoid the pitfalls that lead to their situations.